• Avoid paying capital gains tax on the sale of appreciated stock
• Receive a charitable income tax deduction
• Further our mission today

By electronic transfer - Please contact us for instructions on how you can transfer stock or bonds from your brokerage or investment account to The Salvation Army - New Jersey Division.

By certified mail - If you hold securities in certificate form, you will need to mail two envelopes separately to complete your gift. In the first envelope, place the unsigned stock certificate(s). In the other envelope, include a signed stock power for each certificate. You may obtain this power from your broker or bank. Please remember to use certified mail.

There are special rules for valuing a gift stock. The value of a charitable gift of stock is determined by taking the mean between the high and low stock price on the date of the gift. Mutual fund shares are valued using the closing price for the fund on the date of the gift.

 Benefits of Gifts of Real Estate

• Avoid paying capital gains tax on the sale of real estate
• Receive a charitable income tax deduction based on the value of the gift
• Leave a lasting legacy to The Salvation Army - New Jersey Division

Your real property may be given to The Salvation Army - New Jersey Division by executing or signing a deed transferring ownership. You may deed part or all of your real property to The Salvation Army - New Jersey Division. Your gift will generally be based on the property's fair market value, which must be established by an independent appraisal. 

• Avoid potential estate tax on retirement assets
• Your heirs would avoid income tax on any retirement assets funded on a pre-tax basis
• Receive potential estate tax savings from an estate tax deduction

To leave your retirement assets to The Salvation Army - New Jersey Division, you will need to complete a beneficiary designation form provided by your retirement plan custodian. If you designate The Salvation Army - New Jersey Division as beneficiary, we will benefit from the full value of your gift because your IRA assets will not be taxed at your death. Your estate will benefit from an estate tax charitable deduction for the gift.

Did you know that 60%-70% of your retirement assets may be taxed if you leave them to your heirs at your death? Another option is to leave your heirs assets that receive a step up in basis, such as real estate and stock, and give the retirement assets to The Salvation Army - New Jersey Division. As a charity, we are not taxed upon receiving an IRA or other retirement plan assets.

• You can make an immediate impact on our mission
• You can take a charitable income tax deduction

Mailing a gift of cash - You can send us a check or money order. Please let us know if you want your gift used for a specific purpose by indicating that purpose either in the memo line or in a letter to us.

Did you know that you can mail a check on December 31st and, even if the check is not received and cashed by The Salvation Army - New Jersey Division until after the new year, the IRS will allow you to take a deduction in the year the check was mailed? Keep this in mind for year-end tax planning!

• Maximize your donation and its impact
• Your employer's willingness to give can assist in our programs for people in need

Use our matching gift portal to determine if your company offers a matching gift program.

Then, please contact your company’s Human Resources department to confirm if your employer matches gifts to The Salvation Army. This is an easy and effective way to double or even triple your contribution to The Salvation Army.

Matching Gift Portal

Some employers match at 50% of what you give, and some at 300%. Whatever the policy, matching gifts or matching donation programs increase your gift with minimal effort-often you simply need to fill out a form!

• Establish a flexible vehicle for annual charitable giving
• Benefit from a more tax and cost efficient alternative to a private foundation
• Receive an estate tax deduction and savings from your gift
• Obtain a charitable income tax deduction in the year of your gift

1. You make an initial gift of cash or stock to fund a DAF at The Salvation Army New Jersey Division.
2. The assets in your DAF grow tax-free.
3. You make annual recommendations on gifts to be made from your DAF.
4. When you pass away, your children may recommend charitable gifts from your DAF.

A donor advised fund has several advantages when compared to a private foundation. The start-up time and cost are minimal for DAFs, and gifts to DAFs are generally deductible at fair market value. A DAF is also not subject to the distribution requirements and certain excise taxes faced by private foundations.